"It's as if you're driving a stick shift," says Judith Hall, a psychologist at Northeastern University, "and if you start thinking about it too much, you can't remember what you're doing."

“这就好像你在驾驶手动挡汽车，”美国东北大学的心理学家朱迪丝·霍尔说，“而且如果你开始想得太多，你就不记得自己在做什么。”

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Determine your asset allocation and stick with it until your time horizon or other factors dictate a shift.

确定你的资产分配并坚持他们，直到时间或其他因素使之改变。

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"They are either too afraid to face the reality of the power shift," she says, "or [they] want to stick to old, familiar models."

她说：“他们有的不肯面对权利交接的现实，有的坚守古老的家族模式。”

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But a stick shift offers the advantage of being able to change how you shift gears depending on the situation.

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Fancy cars quickly reveal themselves to be huge pains in the ass: stick shift is senselessly annoying in the city and the wheels are constantly acquiring minute, infuriating blemishes.

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The old Cherokee rode nice, was easy to work on, parts are cheap, fun to drive stick shift, plenty of aftermarket support, easy and cheap to lift, and a 5, 000 lbs tow rating.

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