While housing mortgage loan has asset scale and good quality, which suits to be the point of tangency into asset securitization of our country.

而住房抵押贷款所具备的资产规模和良好质量，也十分适合作为我国资产证券化的切入点。

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Actively propelling the securitization of the real estate mortgage can effectively decentralize the bank's loan risk and can provide new investing channel for the investors.

积极推动房地产抵押贷款证券化可以有效地解决银行贷款风险分散、为投资者开拓新的投融资渠道等问题。

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In the course of its operation, the securitization of housing mortgage loan has been confronted with such issues as risk control, law regulation and taxation.

住房抵押贷款证券化在其运行过程中，面临着风险控制、法律规制和税收等诸多方面的问题。

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In the process of loan securitization the mortgage, or deed to property backing up a loan, is usually separated from the note, or obligation of the borrower to pay.

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