Even under these circumstances, most of the firms prefer to pay a known cost or premium for the transfer of risk, rather than face the uncertainty of carrying the risk of loss.

即使是在这种情况下，大多数公司宁可付已知的费用即保险费来转移风险，而不愿面对不确定的风险损失。

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These range from planting mangroves to increase water catchments in high flood regions to providing low-cost risk transfer methods to farmers in developing countries.

CNN: Risky business: insuring countries against climate catastrophe