On the study of the risks and risk control problem existing in the retail services of the commercial Banks in China, this thesis puts forward some countermeasures.

本文是对我国商业银行零售业务中存在的风险及风险管理问题进行研究，并针对存在的问题提出解决办法和对策。

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So the commercial Banks of our country must find out countermeasures to control and manage the interest rate risk prior to interest rate marketization.

因此，我国商业银行必须对利率市场化进程中面临的利率风险及加强管理找出应对策略。

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