For the moment regulators in Germany and Britain are still focusing on risk-weighted capital ratios.

目前，德国和英国的监管者仍然是以风险加权资产的比例作为主要依据。

youdao

European banks which operated only under a risk-weighted capital regime were able to buy those very same assets because they attracted a low capital charge.

在风险加权资本体制下运作的欧洲银行则可以购买此类证券化资产，由于此类资产需要较低的资本补充。

youdao

Their maxim for the past couple of years has been simple: the higher the capital ratio – specifically equity as a proportion of risk-weighted assets – the better.

过去两三年里，他们有一句很简短的口头禅：资本比例——具体地说就是股本对风险加权资产的比例——越高越好。

youdao

And the regulators invented the Basel system of risk-weighted capital ratios, which stipulates different leverage ratios for different categories of loan, in theory to take account of the riskiness of those loans.

BBC: If banks are treated as naughty kids...

They have to hold a minimum total capital of 8% of risk-weighted assets - that is, capital held to back the loans that they make.

BBC: EU tightens up bank lending rules and bonuses

And Nationwide's balance sheet, on paper at least, is stronger than that of any of the big banks, with loss-absorbing core capital equivalent to 12.5% of risk-weighted assets, 2.5 percentage points higher than the banks' capital ratios.

BBC: Will Northern Rock be re-mutualised?