Declining late payments may allow lenders to buttress profit by reducing reserves for future loan losses.

逾期支付的减少，可能将帮助放款人通过减少用于未来贷款损失的储备来维持盈利。

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If the risk reserves are not enough for compensating the above said losses, the fund management company shall use other funds it owns to make the compensation.

风险准备金不足以赔偿上述损失的，基金管理公司应当使用其他自有财产进行赔偿。

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Reserves for losses from delinquent loans are expected to continue to drop, but so are profits from mortgage banking, he said.

WSJ: J.P. Morgan to Cut $1 Billion in Costs, 4,000 Jobs

Bank of America saw mixed results in 2010 with macroeconomic improvement that allowed the firm (as well as other banks) to reduce reserves for losses, bolstering profits.

FORBES: Bank Of America Faces Slow Recovery In Consumer Banking

But selling non-core assets and reducing loan loss risk and the reserves for potential losses was ostensibly part of their federal bailout deal.

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