Most of these simply moulder: Mark Bauerlein of Emory University points out that, of the 16 research papers produced in 2004 by the University of Vermont's literature department, a fairly representative institution, 11 have since received between zero and two citations.

ECONOMIST: Schumpeter

In the past I have proposed that the person spoken to was merely a representative of the institution, not the institution itself, often to no avail.

FORBES: A Look Behind The Curtain: How To Choose A Mortgage Lender

Call your local representative from a financial institution, such as GE Capital or Bank of America, and ask them to price a typical eighty- four month lease scenario with both five and seven year depreciation schedules.

FORBES: Connecting marketers to the Forbes audience. What is this?