Credit worthiness includes many variables, including repayment habits; the number of open credit facilities a person currently has, debt to income ratio and credit history.

信贷价值包括许多可变因素。其中包括还款习惯，当前拥有的无条件贷款信用额度，贷款收入比率以及信用历史。

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Mr Labak says there is no high-quality credit bureau to provide details on repayment records of potential clients, and high levels of internal migration make arrears collection difficult.

拉巴克说，没有高质量信贷机构提供详细的潜在客户的还款记录，大量的国际移民使欠债收集起来很困难。

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But for new credit card customers the minimum repayment will always cover at least interest, fees and charges plus 1pc of the outstanding balance.

如果没有新的信用卡消费，最小偿付额度至少总包含利息，费用和1%的未清余额附加费。

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Too often such loans end up in jeopardy as banks strive to get cash by demanding immediate repayment or by reducing lines of credit.

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The only problem is that current law precludes the extension of Commodity Credit Corporation agricultural export credits unless there is a reasonable prospect of repayment.

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Investors should get their money back within seven days of the credit union defaulting, and the appointed liquidator will contact each borrower to discuss repayment terms of loans.

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