If a student's visa is refused by the Swiss Immigration, HIM will refund the full amount received in CHF but deduct an administrative charge of CHF250.

如果学生的签证因为瑞士移民被拒绝，him会将已收到的订金或学费退还，但需扣除手续费CHF250。

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Merchants issue a refund in an amount equaling the full purchase price when an item is returned, but the retailer may be taking a loss on such transactions because card processing fees are not refunded when transactions are reversed.

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