Bigger Banks with more sophisticated risk-modelling and risk-management systems can opt for what Basel 2 calls the "internal ratings-based approach", or IRB.

而风险模型和风险管理系统较为复杂的大银行则可以选择协议规定的“内部评级法”，或者简称为“IRB”。

youdao

As a "rule of game" in banking industry, New Basel Capital Accord provides two options for credit risk management for commercial banks-the standardized approach and internal ratings-based approach.

作为国际银行界的“游戏规则”，巴塞尔新资本协议针对信用风险提出的标准法和内部评级法为将来商业银行进行信用风险管理指明了方向。

youdao

Ratings are based on the probability of default so they are absolute, not relative; in theory, all countries could default on their debts.

信用级别建立在违约可能性的基础之上，因此级别是绝对的而非相对而言的；理论上说，所有的国家都有可能违约。

youdao

The US-based ratings agency published its latest assessment on Thursday, amending its view of the Bailiwick's long-term economic stability.

BBC: Deputy Charles Parkinson

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These pluses were not enough, however, to allow the iPhone 4S to outscore the best new Android-based phones in our Ratings.

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