Credit rating is simple in concept but extremely complicated in the rating process.
尽管信用评级的概念较为简单，但评级的过程却是十分复杂。
All policies received by Hollard from Barclay Card, will not be subjected to a re-rating process.
所有通过巴克莱银行接受的保单无需进行再次定额。
Thus, the valuation and property rating process itself and those involved with it have a key role.
因此，估价和房地产等级评定以及从事这些工作的人的作用是十分关键的。
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