It would also bar insurance companies from denying coverage based on pre-existing medical conditions, and would limit their ability to impose large rate increases.

VOA: standard.2010.03.19

In practice, plans use a rate based on high-quality long-term corporate bond yields, currently just above 6%.

FORBES

Lending Club also sets the borrowers' interest rate based on FICO scores and determines who gets funded.

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Governments should fix the exchange rate based on gold or economic performances.

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