The first panel consisted of representatives of three regulatory agencies: John Ramsay of the U.S. Securities and Exchange Commission, Mark Van Der Weide of the Federal Reserve Board, and David Wilson of the Office of the Comptroller of the Currency.

FORBES: The Wrong Conversation About Credit Ratings Agencies

The 28-year-old from Belfast proved a class apart as he topped the leaderboard ahead of Scotland's Richie Ramsay, France's Raphael Jacquelin and England's Marcus Higley -- while American John Daly would have been joint second as well but for two closing bogeys.

CNN: Maybin breaks course record for Italy lead