How do you consider the payment risk of purchasing online?

您是如何看待网上购物付款的风险？

youdao

You can get wisdom coins by purchasing online, the exchange ratio: 1RMB =5 wisdom coins.

可通过在线充值的方式获得智慧币，充值兑换比例为：1元=5智慧币；

youdao

Recently, there has been a trend towards multi-channel retail, allowing new models such as purchasing online and picking up in store.

最近，有多渠道零售的趋势，允许在线购买并且在商场提货。

youdao

Ah, but there is nothing like the instant gratification of purchasing online.

FORBES: All Online Retailers are Not Created Equal

"While book sales usually peak in the run up to Christmas, the move by consumers to use traditional book retailers simply for window shopping before purchasing online at discount prices has seriously impacted this sector, which has already suffered considerably from the growing popularity of e-book readers, " she said.

BBC: Retailers 'facing critical financial issues'

Similarly, many consumers who begin their shopping process with online research continue to go to a store to make their final purchase, citing lack of product information, a desire to touch and feel the product, and the ability to compare multiple products among other factors keeping them from purchasing online.

FORBES: How The Web And Smart Phones Are Saving Offline Retailers