Let us assume for the moment that, as a result of receiving much lower payment rates from Medicare, some Medicare Advantage programs cease operating or diminish their benefits to the detriment of their customers.
In the ensuing three years, the HOPI program counseled more than 4, 000 people, prevented 1, 300 foreclosures, and reclaimed 300 buildings.2 HOPI has also been a model for foreclosure prevention programs now operating around the country, including in Baltimore and Atlanta and in Ohio.