The personal financing service provided by commercial banks targets on individuals. According to customers’ assets and affordability, commercial banks use advanced financial knowledge and different kinds of financial tools to ptovide customers with financing advices and personalized financing products.
商业银行个人理财业务是指,商业银行以自然人为服务对象,利用其网点、技术、人才、信息、资金等方面的优势,根据客户的资产状况和对风险的承受能力,运用现代金融知识和各种金融理财工具,为客户提供专业的理财建议和个性化的理财产品,以实现个人资产的保值增值,保证在既定风险下投资收益的最大化。
参考来源 - 我国商业银行个人理财业务发展研究·2,447,543篇论文数据,部分数据来源于NoteExpress
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