Chapter 3. Introduce the system of personal credit evaluation be used to make decision of loan in commercial bank and point out the problems in this system.
第三章分别介绍了国内外商业银行的个人资信评分体系，对它们进行了比较，指出存在的问题。
Then it completes the case researches below with data mining technologies:(1)With decision-tree algorithm , it creates a model which classifies the credit degrees of personal loan customers.
具体地，完成了如下实例研究：①利用判定树算法对信用度好的个人信贷客户进行归纳分类模型的建立。
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