The third factor was what Nielsen calls “payment options, ” meaning the availability of prepaid service, which is used by people who want to save money and those with bad credit.

第三大因素被尼尔森成为“支付选项”，意思是预支服务的可行性，这项服务的使用对象是那些想节约钱的人以及那些信用不好的人。

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Hence , your record of payment of other debts , or lack thereof , will be a critical factor in whether or not you get credit for a home purchase .

所以，你的其它债务的还款记录（或者记录缺失）将会成为致命因素，直接影响你能否获得购房信贷。

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Without a car payment, insurance, gas or maintenance, I save at least $300 to $500 a month, even after I factor in car rentals and bike maintenance.

没有了汽车的支出，保险，燃料和维护费用，再去掉租车和自行车维护费用，我每个月至少节省300-500美元。

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"We are also accepting in full from 1 May this year the Armed Forces Pay Review Body's recommended increase in the so-called X Factor payment made to military personnel to recognise the particular sacrifices they make, " the chancellor said.

BBC: Budget 2013: Public sector pay rise cap extended

After all, payment history is the biggest factor in calculating your credit score.

FORBES: 10 Steps to Repair, Rebuild, and Protect Your Credit

Another factor that sparked margin expansion was higher payment volume.

FORBES: PayPal Can Push eBay To $34 And Beyond