One of the most disputed provisions, contained in a House health care proposal, would pay doctors for consultations with patients on end-of-life issues, such as living wills.

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So, like term life insurance, you could pay into a plan for several years with a good chance of never needing to or being able to make a claim.

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And some of you may be wondering how you can pay for college, or you might not know what you want to do with your life yet.

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