1. 'A strong and well-regulated financial system should be the first line of defense against financial shocks …. [T]he more free-market oriented we want our economies to be, the more we need official supervision and oversight of our financial institutions and markets. That's because truly free-market economies involve a high risk of business failure, and corresponding high risks to the financial institutions and investors that lend to and invest in those businesses. A key lesson from this crisis is that competition among lenders breeds innovation, but also instability.'
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rate of business failure 企业倒闭率
Painful though it may be, it is common and repeatedly the cause of business failure.
尽管这令人痛心，但它却是导致公司失败最常见也是最频繁的原因。
He was a broken man after the failure of his business.
生意失败后他变得心灰意懒。
The transformation of the news business is unstoppable, and attempts to reverse it are doomed to failure.
新闻行业的转型势不可挡，试图扭转它的话注定要失败。
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