The scheme allows licensed companies to offer customers credit at no initial cost toward work to make their homes or workplaces more energy-efficient.

这个计划允许经批准的公司向致力于将家庭或者工作场所变得更加节能的客户提供无需首付的信贷。

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And after the credit crisis erupted, in September, companies wasted no time: as fast as consumer spending was plummeting, businesses were cutting payrolls even more aggressively.

信用危机九月爆发之后，公司们没有浪费时间，和消费者缩减花费一样快，公司裁员甚至更为猛烈。

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As for teaching at the undergraduate level, this should lead to no major change except perhaps that more attention should be paid to topics such as credit market imperfections.

对于研究生的教学，这不应该有大范围的变化，但也许更应该关注信用市场不完善这方面的内容。

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"We believe any broker could befall the fate of Bear, which had no more credit exposure issues than the other four, " says David Trone, an analyst with Fox-Pitt Kelton.

FORBES: After Bear

No more Earned Income Credit, no Minimum Alternative Tax, Child Tax Credit, Marriage Tax Penalty, Employer Plan Covered restrictions, and other pointless regulations that make the system a complete mess.

FORBES: Guest Post: Tax Reform

The ChargeCard purports to offer an always-with-you charger that takes up no more space than a credit card.

FORBES: Need Juice? This Phone Charger Fits In Your Wallet