Start creating a nest egg for your transition now by creating a spreadsheetin your Blackberry or PDA that keeps track of where your money is going on a daily basis.

从现在开始为你的转行存一笔储蓄吧，在你的蓝莓或多普达上建立一份电子数据表记录你每天的消费记录。

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Start creating a nest egg for your transition now by creating a spreadsheet in your Blackberry or PDA that keeps track of where your money is going on a daily basis.

从现在开始为你的转行存一笔储蓄吧，在你的蓝莓或多普达上建立一份电子数据表记录你每天的消费记录。

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Money may no longer be a big motivator, but expect these well-known billionaires to be active and visible well into their golden years. New changes to the law can have a huge impact on your nest egg.

钱对他们来说已不再拥有太大的动力了，这些富豪们想的就是如何积极愉快的度过他们的幸福晚年。

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Not only will you start building up a nest egg, you'll have more money for things that do make you happy, like handbags or trips to Spain.

BBC: NEWS | UK | Magazine | Money worries in your 20s? There may be a silver lining

But if, like most of us, you hold your nest egg in a savings account, a money market fund, real estate, or a 401(k) plan then what you care about is your real rate of return, not the inflation rate per se.

FORBES: Does Inflation Hurt Savers?

As retirement approaches, you can start putting more of your savings dollars directly into a online savings account, build a CD ladder or get a money market account for your nest egg.

FORBES: Should You Invest in Gold?