But NessaFeddis, vice president of the American Bankers Association, says it's not at all clear that lenders are targeting specific groups of customers.
NessaFeddis, senior counsel with the American Bankers Association, said that banks tend to be sticklers about tax rules, because they operate in such a regulated industry.
NessaFeddis, vice president and senior counsel at the American Bankers Association, said stay-at-home spouses and those working part time "lost ground in their effort to gain financial independence" when the Fed wrote the requirement.