Subrogation right of subrogation exercising creditor subrogation, are the subject of creditors himself, and in its own name by the obligee and obligor position exercise.

债权人代位权的行使债权人代位权行使的主体是债权人本人，并且由债权人以自己的名义代债务人之位行使。

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The credit summary includes the name of the creditor, the type of credit--installment such as a mortgage or revolving such as a department store charge account.

FORBES: Deciphering A Credit Report