Hanging in the balance are the basic features of a mortgage loan: the interest rate and repayment period.

抵押贷款的基本特征是：利率和偿还期互相平衡。

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Also learned from the Banks: the current mortgage buyers in the end of the year enjoy a period of 2 months old rates, so few people demand an early repayment.

还了解到从银行：目前的抵押贷款的买家在今年年底前享受为期2个月大的利率，因此一些人要求提前还款。

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