The regulatory minimum set by Europe's Capital Requirement Directive (CRD) is 4%, while the 6% standard was in line with the benchmark used in last year's US stress test.

欧洲资本要求指令（CRD）设定的最低监管要求为4%，6%的标准与去年美国压力测试中的基准相符。

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The minimum tier one capital ratio needed to pass the test is 5%.

BBC: Ally Financial sign

Ally Financial was the only bank to fall below the minimum capital hurdle of a 5% capital buffer required to pass the test.

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