...余要求指引》(Minimum Continuing Capital and Surplus Requirements,MCCSR)和《最低资本测试指引》(Minimum Capital Test,MCT),分别对寿险公司和产险公司的监管资本计量框架、最低资本和目标资本充足水平作出了规定。
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minimum capital test
最低资本测试
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The regulatory minimum set by Europe's Capital Requirement Directive (CRD) is 4%, while the 6% standard was in line with the benchmark used in last year's US stress test.
欧洲资本要求指令(CRD)设定的最低监管要求为4%,6%的标准与去年美国压力测试中的基准相符。
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The minimum tier one capital ratio needed to pass the test is 5%.
BBC: Ally Financial sign
Ally Financial was the only bank to fall below the minimum capital hurdle of a 5% capital buffer required to pass the test.
FORBES: Stress Test Success: All But One Big Bank Pass Fed's Health Check
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