If you're charged a fee for something silly like allowing your balance to drop a few bucks below the agreed-upon minimum or sending your payment a day late, call customer service.

如果你因为存款低于商定最小额几美元或者缴费晚了一天这样愚蠢的情况而被收取了费用，给客服打电话。

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More good news for bank consumers: since the January 2011 Bank Fee Survey, average minimum balance requirements to avoid fees are lower, and average monthly checking account maintenance fees (for those who pay them) are also slightly lower.

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Customers don't pay a fee and there is no minimum balance.

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The Bluebird accounts will have no minimum balance requirement and no monthly maintenance, annual or activation fee.

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