Therefore, the management of credit card risk is very important.

因此，信用卡的风险防范十分重要。

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At present, the credit risk management strategy of credit card business for foreign Banks has evolved from simply "preventing risk" to "maximizing profit".

与国际先进的信用卡业务的信用风险管理体系相比，我国商业银行信用卡业务的信用风险管理体系存在着很大差距。

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Credit card risk management includes many aspects. This paper studied validation of credit risk evaluation model and credit card pricing.

信用卡风险管理包含很多方面，本文主要研究了信用风险评估模型的验证和信用卡定价两个问题。

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