Before I lead readers through the process of making a budget, I insist that they do a spending analysis.

在我带领读者学习制定预算之前，我坚持认为，他们应对支出进行分析。

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"Making a budget and changing wasteful spending habits are effective ways to strike a balance between income and expenses, " she adds.

黄若珊还说，“做好预算、改掉消费浪费的习惯都是取得收支平衡的有效方法。”

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To make up the difference, Mr Obama will create a deficit commission by executive order, charged with making recommendations for long-run budget sustainability.

为了有所区别，奥巴马将会通过行政命令创建一个赤字委员会，负责为使长期的预算得以持续提供建议。

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Credit counseling or a debt management service may be the right option if your bills are out of control or you have trouble making a budget.

FORBES: How To Avoid Medical Debt

Among its nine initiatives, California offered a proposition that could reduce government gridlock by lowering the minimum needed for the legislature to approve a state budget, making it a simple majority instead of a two-thirds majority.

CNN: Variety of proposals on ballots in 37 states

"This is a big picture budget making the best out of a bad situation, " aid Sujan Hajra, chief economist at Anand Rathi, Mumbai-based securities firm.

BBC: India announces rise in spending to help spur growth