Thee stock market made a good start in the New Year, we don't have a home, behind my gore silk to the four levels of tests;

新的一年，股市开了一个好头我们家也不能落后：我的葫芦丝要过全国四级考试；

youdao

To finish the story, I made a decision in 1997 that my clients would earn their fair share of market returns through a portfolio of very low-cost index mutual funds and exchange-traded funds that track industry benchmarks.

FORBES: Why I Index by Rick Ferri