The critical thing is the loan-to-value ratio, or LTV.

其中关键的一点是贷款价值比率，或者简称ltv。

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Caps on how much individuals can borrow, in the form of maximum loan-to-value (LTV) and debt-to-income ratios, are another option.

以最大价值贷款比(LTV)和债务收入比率的形式限制个人贷款上限是另一种选择。

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Determining certain interest rate and loan to value ratio (LTV) can make creditors mitigate credit risk, which comes from the price risk and liquidity risk of collateral in inventory pledge loan.

存货抵押贷款中，信用风险主要来源于抵押物价格和流动性风险，信贷人确定适当的利率和贷款价值比能够有效缓释信用风险。

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The critical thing is the loan-to-value ratio, or LTV.

其中关键的一点是贷款价值比率,或者简称LTV

耶鲁公开课 - 金融市场课程节选

After a deed-in-lieu of foreclosure, preforeclosure sale, or short sale, there is a mandatory waiting period of two years for a loan with an 80% maximum LTV (loan-to-value ratio), or four years for a loan with a 90% LTV.

FORBES: Getting A Mortgage After Short Sale or Foreclosure

Value is hurting ratios, and this in turn is disqualifying borrowers from approval based on loan to value (LTV).

FORBES: American Dream Of Homeownership Fading. Rejoice.

The graph below shows the loan-to-value (LTV) distribution for homeowners with a mortgage nationwide in 2012 Q4 vs. 2011 Q4.

FORBES: 2 Million Americans No Longer Plagued By Negative Equity