As compared to several different loans, you obtain one single low interest rate loan.

几个不同的贷款相比，你得到一个低利率贷款。

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Market interest rates, can also take advantage of the new old, continue to maintain low loan interest rates, thereby properly met circumvent interest rate risk.

市场利率下降时，则可以借新还旧，继续保持较低的贷款利率，从而很好地满足了规避利率风险的要求。

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Also, a borrower taking out a low-interest rate loan can simply deposit the proceeds to earn a profit.

一个获得了低息贷款的借贷者可以索性将所得款项存入银行赚取利润。

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It allows a homeowner to refinance her mortgage with a low-interest, fixed-rate loan, even if she owes more than her home is worth.

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These burdens are occurring amid tepid loan growth and in a low interest rate environment that contributes to net interest margin contraction.

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"The borrower gets a low interest rate, commensurate with the interest of a conforming loan, and the bank mitigates its risk to some degree, " said Laurie Stewart, the bank's president and CEO.

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