In fact, deposits are not perfect either: they too can suddenly evaporate (just ask Northern Rock) and they suffer from a maturity mismatch with long-term assets such as mortgages.

事实上，储蓄也并不完美：他们太容易突然消散(这可以问北岩银行)，并且他们与长期资产如抵押贷款确实没有关联。

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Even though the deposits are short-term and the depositor can get the money at any time, the depositor is earning interest of a level that can only be made on long-term loans.

即使是短期存款，存款人可以随时取走存款，存款人也可获取仅从长期贷款中，才可得到的利息水平。

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It has improved its funding profile, too, replacing tens of billions of short-term debt with long-term debt and deposits.

它也在改善其资本构成，将100亿美元的短期贷款转换成了长期贷款和储蓄。

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Wells Fargo has to pay lower interest rates on its core deposits as compared to long term debt and short term borrowings.

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So, its of no surprise, when looking at long term ice core sample and ocean core deposits, they indicate as the Earth warms, so does the carbon footprint from the increase carbon produced high in the atmosphere.

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Banks' operating profits have risen sharply in recent years as they have invested in long-term government securities and funded these with deposits for which they have had to pay almost nothing.

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