By one commonly used measure, the so-called Texas ratio of bad loans to total assets, 49 other Georgia Banks, about one in six, are in imminent danger.

根据一个常用的指标，所谓的德克萨斯州的不良贷款占总资产的比率来测量，还有49家佐治亚的银行，大约六分之一，在面临威胁。

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Banks have fewer loans as a percentage of total assets nowadays (because they hold more securities) and they also have the chance to gain business that had been going to the shadow-banking system.

今天的银行业者因为持有更多证券，所以总资产的贷款率比较低，而且也有机会将交易纳入影子银行系统。

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A way to correct for that distortion is to compare total equity with total assets (loans).

有一种办法可以修正这个失真，就是把权益总额与总资产(总放贷)相比较。

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