One nurse consultant I spoke to told me that being asked to vote on whether or not to accept the deal felt a bit like trying to decide whether or not to take out a bank loanwithout knowing the interest rate.
Those who learn how to manage money during this time will learn to build the savings required to make a down payment on a future home, buy cars without the help of a lease or high-interest loan and eventually afford the joys that real financial freedom offers, such as frequent vacations or early retirement.