On the plus side, I have no student loans to pay off and my expenses are minimal because I can live with my parents while I build the business.

我的有利条件是，我没有助学贷款要还，而且我的花费也很少，因为在创业期间，我可以跟父母住在一起。

youdao

Microcredit—small loans to the poor, ideally to start a tiny business—has until recently been seen as one of best hopes for the three-quarters of Indians who still live on less than $2 a day.

小额信贷就是给穷人的小额贷款，让他们做些小本生意。 这种理想状态下的贷款模式，对四分之三人均日消费不足两美元的印度人而言，已经成为他们的最美好的生活愿景之一。

youdao

But people who live in neighbourhoods where home repossessions are frequent are more likely to welsh on loans.

不过要是经常有街坊被收回房屋，人们逃避还款的可能性更大。

youdao

So the idea is that if you have one of these loans, you live in the home, you're still current on the mortgage, you'll be able to keep the current interest rate, and hopefully, in a couple of three years, when the housing market settles and more credit is flowing into the housing market, you'll be able to refinance into another mortgage and stay in the home.

NPR: State of the Economy Check In