In the first case, we get the local default rate and the limit of credit spreads of zero-coupon bonds at time zero.

在第一种情形下，我们得到了局部违约率以及相应的零息债券在零时刻的信用利差的极限。

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Card companies will still be able to offer an increased credit limit, but they will have to give 30 days' notice and a simple means of "opting out" of future increases.

答：信用卡公司仍然会提升信用额度，但是他们必须在30天内予以通告，并且给予取消提升信用的简单方法。

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Change the value of the Credit Risk Limit business variable to 45000 by repeating steps 1-12.

重复步骤1到12，将业务变量Credit Risk Limit的值修改为45000。

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But on Thursday, Federal Reserve Chairman Ben Bernanke warned lawmakers that lack of action to raise the borrowing limit would mean a lower credit rating.

VOA: special.2011.07.15

According to a recent CardHub.com study, in the absence of a true credit limit, issuers report to credit bureaus either the highest balance reached with an NPSL card over a certain period of time or its revolving credit limit for the determination of credit utilization.

FORBES: The Pitfalls of No Pre-Set Spending Limit Credit Cards

Because of the importance of a credit limit to your credit score and the lack of a communicated limit to consumers, the question must be posed: How does FICO determine credit utilization on NPSL cards when there is no credit limit?

FORBES: The Pitfalls of No Pre-Set Spending Limit Credit Cards

Bank of America will defend itself saying disclosures over mortgage bonds issued by Countrywide were sufficient for big investors like AIG, but the problem is Bank of America has become a prime target for large institutions seeking to limit the damage of the credit crisis.

FORBES: The Summer Of Reckoning For Bank Of America