It USES a similar group-lending model to Grameen's.

其整体借贷的模式也与格拉明很是相似。

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Having fine-tuned an unsecured retail lending model for emerging market conditions, Home Credit is now looking at a venture that could alter the whole profile of the business - by moving into Asia.

对新兴市场条件提供无担保零售贷款模式有很好的经验。捷信集团正寻找一个冒险家，一个能够通过进入到亚洲并能改变整个业务模式的人。

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That model broke down because markets were fairly efficient; the margins on lending to corporations became too low.

由于市场相当地有效，这种模式被打破了；贷款给公司的利差太低了。

youdao

Lifting an urban-marketing trick perfected by smaller companies, the carmaker is lending its new model, the Focus SE, to stylish hipsters--club kids, disc jockeys, the earring-in-the-navel set.

FORBES: Stunts for Blue Chips

Mr Riese reckons that the bank's initial shift to a decentralised model was helped by the fact that lending growth was very tightly regulated in Sweden at that time.

ECONOMIST: More Swedish lessons for the banking industry

His model is based on factors such as changes in bank lending, the economic growth rate and the size of the speculative-grade market (a glut of issuance tends to be an indicator of loose lending practices).

ECONOMIST: Buttonwood