It important to speak with a number of EPL insurance providers and ask questions about the policies they provide, such as what kindsof claims are covered and which claims are exempt from coverage, steps you may be able to take to reduce your insurance premium amount.
Many of these same folks also suggest -- whether in regard to proposed consumer protections in the health insurance industry, or proposed rules to prevent another financial crisis -- that these kindsofpolicies run counter to our economic interests.