You can prevent many chargebacks by being quick to respond to customer complaints and issuing refunds when customers request them.

如果能及时回复客户的投诉和在客户要求退款时进行退款，您是可以避免很多拒付单发生的。

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Even though its far more problematic than you would expect, because Kickstarter has no official method for issuing refunds.

FORBES: The 5% Fee That Makes Kickstarter Refunds A Tricky Proposition

The Wall Street Journal reported on March 12, 2007 that Merrill had begun issuing refunds to public pension clients in Florida.

FORBES: Questions Surround Merrill's Pitiful Proposed $8.5M Class Action Settlement with 70 Florida Public Pensions

One consulting firm has even been issuing refunds to their pension clients.

FORBES: GAO Report Estimates Cost of Pension Consultant Conflicts: 1.3% of $4.5 trillion. (July 1, 2007)