As much as possible, pay your bills online. These would be most of the bills in the first category above - utilities, rent or mortgage, cell phone, Internet, etc.

尽可能的在网上支付账单，这些账单包含了上面所写的第一个类别的大部分内容- - -日常水电，房租或按揭，话费，网费等。

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Don't forget utilities, a commonly overlooked expense, and other charges, such as phone and Internet service, cleaning and property maintenance.

不要忘了水电等，这是一项普遍被遗漏的费用，还有其它支出，如电话和互联网服务、清洁以及财产维护。

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But the next step is to go beyond a software crutch, Ms Stone says, and to learn to change one's behaviour without the need for full-screen modes and internet-disabling utilities.

但下一步就是超越这一拐杖式的软件了，她说，我们必须学会改变用户的行为习惯，而不仅是借助于全屏模式或是互联网禁用工具。

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