They have various problems in such respects as term structure of credit, interest rate leverage, interest rate risk control, business variety and bank personnel quality.

就我国商业银行自身而言，在信贷期限结构、利率杠杆作用、利率风险控制、信贷业务种类、银行人员素质等方面存在各种各样的问题。

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Interest rate is the price of financial commodity, the most vivid ingredient for the entire financial market and system, also the leverage for regulating the national macro economy.

利率是金融产品的价格，是整个金融市场和金融体系最能动、最活跃的因素，也是国家调控宏观经济的杠杆。

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If you look at the data, about 49 percent of homeowners have one measure of vulnerability: high debt payments, high levels of variable interest rate debt, a very high leverage, they own very little of ground homes or they own very little outside of their homes.

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These are unleveraged rates, which mean that with 10 times leverage, for example, net of any exchange rate changes, the interest income would be that much higher.

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