With an interest-only structure in the first year and a fully amortizing second year, the loan payback schedule is designed to match the cash-flow profile of growth investments.

这种贷款第一年只偿还利息，第二年采用完全摊销的模式，其偿还时间的设置满足了成长型企业的现金流需求。

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They just want credit lines with fair interest rates and payback schedules, but that's something that has dried up during this crisis, and it's starving our small businesses.

FORBES: Entrepreneurs

The Indian Loan Programme helps its bank partners offer lower interest rates, longer payback periods and smaller deposits.

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