Yet at the time there was great anxiety about the change. The fear was that the increased burden of consumer debt would make even a small rise in interest rates bear down heavily on spending.

但是当时对这一改变也有着巨大的忧虑，主要是担心消费者增加的债务负担，可能会导致利率的再次小幅上升将会沉重打击消费的支出。

youdao

It is not lower interest rates on borrowed money that the consumer seeks, it is less debt.

不是消费者寻求低利率贷款，而是没有人愿意贷款。

youdao

Outlays include consumer spending, interest payments on installment debt and transfer payments.

这些支出包括消费性支出，分期付款债务的利息支付还有转移性支付。

youdao

Consumer Credit Services then bargained with Rayburn's creditors to get him a better interest rate on his debt.

CNN: High tides and higher interest rates: Wading through financial storms