Based on this background, this paper takes interest rate pricing of credit card as the research subject, and conducts the system research from the view of credit risk control.
正是基于上述背景，本文以信用卡利率定价为研究主题，从风险控制视角对信用卡利率的定价进行系统研究。
Banks tend to adopt implicit pricing so that they can avoid the interest rate control of financial authorities, expand their financial market share, and enhance their competence in making a profit.
银行大多采取隐含定价方式规避金融当局的利率管制，扩大金融市场占有率，增强盈利性。
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