Such a system already exists for American banks that are regulated by the Federal Deposit Insurance Corporation (FDIC).

美国诸银行已有这样的体系，它们由联邦储蓄保险公司监管。

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As an important part of the financial safety net, deposit insurance system has become crucial for a country's financial stability.

作为金融安全网重要组成部分的存款保险制度，已经成为促进一国金融稳定的一项重要制度安排。

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Logically, there is no possibility for the substitution of deposit insurance system for difference reserve ratio system.

从逻辑上说，存款保险制度与差别存款准备金率制度之间并不存在替代的可能性。

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At a minimum there must be a euro-zone-wide system of deposit insurance and oversight, with collective resources for the recapitalisation of endangered institutions and regional rules for the resolution of truly failed banks.

ECONOMIST: The future of the European Union