The Genetic Information Nondiscrimination Act bars insurance companies from rejecting people based on genetic test results.

VOA: special.2010.03.23

And under the Affordable Care Act insurance companies are required to cover recommended preventive services, including tobacco cessation counseling without charging you an extra penny out of your own pocket.

WHITEHOUSE: The White House Blog: The President

Travel suppliers like airlines, tour companies or cruise lines act as brokers for insurance companies and typically sell these policies only when you purchase tickets or make deposits.

BBC: Is travel insurance right for you?

The Affordable Care Act requires insurance companies to cover preventive exams, such as mammograms, annual physical, and colonoscopies, but Watson says that is not enough to motivate people.

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