In other words,someone who insured such bonds against default would have, on average, mademoney (conventional insurance companies, which insure against fire or theft,have not always done so well).

也就是对这类债券的拖债风险投保的人平均是盈利的（那些针对失火或者盗窃的传统保险公司却并非总做得这么好）。

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The insurance policy protect you against theft.

你如果遭窃，保险单保证偿还损失。

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Insurance policies that protect against death, ill health, loss of income or perils such as theft, fire, flood or accident are generally referred to as protection policies.

保险政策，防止死亡，疾病，收入的危险，如盗窃，火灾，水灾或意外事故损失一般被称为保护政策。

youdao

Mr O'Neill can arrange insurance against a range of risks, including data theft, virus attacks or intrusions by malicious hackers, and loss of income owing to a security breach or network failure.

ECONOMIST: Putting it all together

By no means does data breach insurance protect an organization against the event itself or all the consequences of data theft or exposure, but it is a prudent step to mitigate the resulting economic impact.

FORBES: 3 Steps To Protecting Your Company Against Data Breaches