Subprime, interest-only and other kinds of mortgage instruments allowed people to buy their homes without a down-payment and without building up equity.

次级、付息及其它抵押借款工具允许人们在不预付定金和资本净值未不断增值的情况下购买房屋。

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Thee equity-settled share-based payment in return for employee services shall be measured at the fair value of the equity instruments granted to the employees.

以权益结算的股份支付换取职工提供服务的，应当以授予职工权益工具的公允价值计量。 。

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The payment and settlement business, including the settlement of instruments, bank card settlement services, acceptance of instruments, etc.

支付结算业务，包括票据结算业务、银行卡结算业务、汇兑等业务。

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The open nature of the wallet allows a variety of payment instruments to be loaded, this truly is an online replacement for the physical wallet.

ENGADGET: MasterCard announces MasterPass digital banking service, gives Australia and Canada first dibs

"Regrettably, the announcement was made without an assessment of the costs and benefits, or a plan or timetable for managing the process, or an indication of what alternative payment instruments might need to be created, " the letter said.

BBC: Cheque use given backing by government minister