With the uptick in the number of Web sites in this market, though, both the size of the market and the loanamount could increase substantially in the next several years.
Finally, you have to pay a premium of up to 1% of the loanamount at closing (it can be rolled into your mortgage but that would increase your monthly payments) and a monthly premium of up to .9% of the loanamount each year.
This is the same criterion used by the actuary of Social Security to compute the ultimate measure of the long-term financial condition of Social Security and used by private lenders in determining whether the purpose to which a prospective loan is put will increase the present value of a company's future cash flows by more than the amount of the loan.